AUSTRAC Tranche 2 — Real Estate

AML compliance,
done for you.

The only solution that builds your entire compliance program AND gives you the software to run it. Purpose-built for Australian real estate agencies.

From July 2026, real estate agencies across Australia must comply with new AML laws — or face penalties up to $6.6M.

AUSTRAC-aligned
5-day setup
AU-based support
Identity Verified
ID: #8922-A
Pass
Biometric Match 99.8%
Sanctions Check Clear

Real estate AML obligations begin in:

00
Days
:
00
Hours
:
00
Mins
:
00
Secs
Penalties up to $6.6M

Compliance doesn't have to be confusing.

It doesn't have to cost $15,000.

It doesn't have to take months.

With AMLKit, it won't.

You became an agent to sell property — not to manage compliance paperwork.

AMLKit handles the compliance so you can get back to what actually grows your business: prospecting, listing, and closing deals.

New obligations, zero roadmap.

AUSTRAC's free starter kit covers the basics, but it's a 40-page Word document — not a working compliance system. You still need software, training, and ongoing processes to actually be compliant.

Consultants are costly

Traditional consultants charge $5k–$15k+ to build a bespoke AML program. And you still need software.

Generic software fails

Enterprise AML platforms are built for banks with dedicated compliance teams. Your 5-person agency needs something that works without one.

Three steps to full compliance

We do the hard part so you can focus on selling property.

01

We build it

Tell us about your agency. Our team builds your complete AML/CTF program — risk assessment, policies, procedures, and training materials. Done in 5 business days.

02

You verify

When a new buyer or seller comes through, send them a secure verification link. They complete it in under 3 minutes from their phone. Our system screens them against global PEP and sanctions lists automatically.

03

Stay compliant

Your dashboard tracks everything — completed checks, flagged clients, training records, and audit trails. When AUSTRAC comes knocking, you're ready with a click. You spend zero extra hours on compliance admin — that time goes back to prospecting and selling.

Why agencies choose AMLKit

Compare your options for Tranche 2 compliance readiness.

AMLKit DIY (Starter Kit) Compliance Consultant Enterprise AML Software
Setup cost From $1,497 Free (but 20-40hrs of your time) $5,000 – $15,000+ $3,000+ setup fees
Monthly cost From $129/mo $0 (no software) N/A (one-off) $350 – $1,000+/mo
Time to compliant 5 business days 4 – 8 weeks (self-guided) 2 – 6 weeks 2 – 4 weeks
Built for real estate Purpose-built Generic template Depends on consultant Built for banks
Ongoing software included KYC, screening, dashboard Manual processes Not included But complex
Staff training included Built-in modules DIY Sometimes (extra cost) Separate purchase
0
Agencies Required to Comply
0
Day Avg Setup Time
0
Watchlists Monitored
$6.6M
Max Penalty

Calculate What Compliance Costs Your Agency

Manual AML checks take hours of administrative time. See how much AMLKit saves your agency every year.

Your Estimated ROI
Hours saved per month:
13.7 hrs
Monthly admin savings:
$752
Annual admin savings:
$9,024
Annual training savings:
(5 agents × $350)
$1,750
Total Annual Savings
$10,774
vs. non-compliance penalty: $6,600,000
Built for Agencies Across Australia AUSTRAC-Aligned Setup in 5 Days 1,100+ Watchlists Monitored Zero Compliance Gaps Bank-Level Security Built for Agencies Across Australia AUSTRAC-Aligned Setup in 5 Days 1,100+ Watchlists Monitored Zero Compliance Gaps Bank-Level Security
Early Access

Be one of the first 100 agencies to get compliant before the deadline.

Join Australian agencies preparing early. Get priority setup, exclusive pricing, and direct access to our compliance team. Enter your details and we'll be in touch within 24 hours.

No spam. We'll only contact you about your compliance setup.

37 agencies already preparing

Simple pricing. No surprises.

Choose the plan that fits your agency. Add done-for-you setup if you want us to build your compliance program — or start with the software and add it later.

Enterprise

For large or multi-office agencies

15+ staff

$349/mo
  • Unlimited KYC/KYB verifications
  • Global PEP & sanctions screening
  • Adverse media monitoring
  • Full compliance dashboard & audit trail
  • 1-click AUSTRAC reporting
  • Multi-office management
  • Custom compliance workflows
  • Priority phone & email support
Get Started
Optional: Done-for-you setup

We build your entire compliance program.

$3,997 $3,497 when bundled (Save $500)

Complex multi-office risk assessment, custom workflows per role, advanced training, dedicated setup manager.

Add to plan
Most Popular

Professional

For growing agencies

6–15 staff

$199/mo
  • KYC/KYB verification portal
  • Global PEP & sanctions screening
  • Compliance dashboard & audit trail
  • 1-click AUSTRAC reporting
  • Staff training modules with tracking
  • Email & chat support
Get Started →
Optional: Done-for-you setup

We build your entire compliance program.

$2,497 $1,997 when bundled (Save $500)

Detailed risk assessment, role-specific procedures, expanded training, setup consultation.

Add to plan

Starter

For small agencies

1–5 staff

$129/mo
  • KYC/KYB verification portal
  • PEP & sanctions screening
  • Compliance dashboard
  • AUSTRAC reporting
  • Basic training materials
  • Email support
Get Started →
Optional: Done-for-you setup

We build your entire compliance program.

$1,497 $1,197 when bundled (Save $300)

Standard risk assessment, core policies & procedures, staff training, AUSTRAC enrollment guidance.

Add to plan

Want the done-for-you setup without a software subscription? DFY is available standalone from $1,497. Contact us →

All plans include a 14-day money-back guarantee. No lock-in contracts. Cancel anytime.

Compare: compliance consultants typically charge $5,000 – $15,000+ for setup alone — and that doesn't include any software.

$129/month vs $6,600,000 penalty

The math is simple.

$6.6M Max penalty per individual
$33M Max penalty per company
Criminal
charges
For serious or repeated breaches
License
risk
Reputational damage & license review

Common questions

What is AUSTRAC Tranche 2 and does it apply to me?

Tranche 2 extends Australia's AML/CTF laws to real estate professionals from 1 July 2026. If your agency brokers the purchase, sale, or transfer of property, you'll need to verify client identities, screen for risks, maintain a compliance program, and report to AUSTRAC. This applies to real estate agents, buyer's agents, and property developers. Penalties for non-compliance reach up to $6.6 million for individuals and $33 million for companies.

What exactly do I get with the DFY setup?

Our team builds your complete AML/CTF program tailored to your agency — including a documented risk assessment, AML/CTF policies and procedures, customer due diligence workflows, staff training materials with completion tracking, and guidance on enrolling with AUSTRAC. Everything is delivered within 5 business days, reviewed by professionals, and ready to use from day one.

How long does the setup take?

Most agencies are fully set up within 5 business days. We start with a short onboarding call to understand your agency — size, location, typical client base, and property types. From there, our team builds and delivers your complete compliance program. You review it, we make any adjustments, and you're ready before the deadline.

What happens if I don't comply by 1 July 2026?

AUSTRAC can impose civil penalties up to $6.6 million for individuals and $33 million for companies. Beyond fines, non-compliance can lead to enforceable undertakings, remedial directions, and reputational damage. AUSTRAC has a strong track record of enforcement — they've already issued significant penalties to banks and casinos under existing laws, and have indicated they will actively monitor Tranche 2 compliance.

Do I need any technical knowledge to use the software?

No. AMLKit is built for real estate professionals, not IT teams. Sending a verification link to a client is as simple as entering their email and clicking send. The dashboard is designed so any agent or office admin can use it without training, though we provide training materials as part of every setup. If you can use email and a web browser, you can use AMLKit.

AMLKit was founded in Melbourne by a real estate agent who saw firsthand how unprepared the industry was for Tranche 2. After watching agencies scramble to understand their new obligations — with no clear, affordable solution in sight — he built what he wished existed: a simple way for agencies to get compliant without the $15,000 consultant bill or the 40-page government Word doc.

Ready to get compliant?

Consultant prices are already climbing as the deadline approaches. Lock in your setup now.

Book Free Consultation